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KV Fragen
Information for people without health insurance
and their advisors


Four Ways Back into Statutory Health Insurance: How to Switch from Private Insurance
What most of us know: if someone no longer wants to remain in private health insurance, they usually have to take up paid employment again. But is that the only option? In this article, you will learn about four ways to switch back from private health insurance to statutory health insurance. At the end of the article, you will find the most important legal references. Info in trainings and courses 1. Employment The easiest way back for people who are under 55 years of a


Statutory Health Insurance and Debt: What Do “Suspended Benefits” Mean?
People in Germany who are no longer able to pay their contributions to statutory health insurance (GKV) are only entitled to so-called suspended benefits . In this article, we explain what these benefits include and how you can still receive medical care. You can find infos on trainings and courses here. Why Do People Have Suspended Benefits? Suspended benefits in statutory health insurance usually result from unpaid insurance contributions. In other words, the insured person


Pregnancy, Pain, Acute Illnesses – Which Doctor Visits Are Possible If You Owe Health Insurance Contributions To A Statutory Health Isurance In Germany?
Sometimes it happens: People who pay their health insurance contributions themselves may fall behind on payments. Self-employed people, students, and retirees are particularly affected by contribution arrears. But what happens if you can no longer pay your contributions on time? Are you still entitled to medical care at all? And which conditions will still be treated? In this article, we explain which medical complaints you can still see a doctor for despite suspended benefit
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