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KV Fragen Blog
Discover important information about private and statutory health insurance, health insurance debt and people without health insurance on our blog and on our YouTube channel.


Four Ways Back into Statutory Health Insurance: How to Switch from Private Insurance
What most of us know: if someone no longer wants to remain in private health insurance, they usually have to take up paid employment again. But is that the only option? In this article, you will learn about four ways to switch back from private health insurance to statutory health insurance. At the end of the article, you will find the most important legal references. Info in trainings and courses 1. Employment The easiest way back for people who are under 55 years of a
3 min read


Statutory Health Insurance and Debt: What Do “Suspended Benefits” Mean?
People in Germany who are no longer able to pay their contributions to statutory health insurance (GKV) are only entitled to so-called suspended benefits . In this article, we explain what these benefits include and how you can still receive medical care. You can find infos on trainings and courses here. Why Do People Have Suspended Benefits? Suspended benefits in statutory health insurance usually result from unpaid insurance contributions. In other words, the insured person
3 min read


Pregnancy, Pain, Acute Illnesses – Which Doctor Visits Are Possible If You Owe Health Insurance Contributions To A Statutory Health Isurance In Germany?
Sometimes it happens: People who pay their health insurance contributions themselves may fall behind on payments. Self-employed people, students, and retirees are particularly affected by contribution arrears. But what happens if you can no longer pay your contributions on time? Are you still entitled to medical care at all? And which conditions will still be treated? In this article, we explain which medical complaints you can still see a doctor for despite suspended benefit
3 min read


Without Health Insurance in Germany: Who is Affected and Why?
In Germany, health insurance is mandatory, yet many people still live without coverage. This situation affects various social groups,...
3 min read


German Health Insurance Guide for International Students
Stuff you need to know if you’re coming to Germany as a student on a visa. In this article we’ll talk about German student insurance....
4 min read
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